Rent. On Time.
Every Time. Guaranteed.
Pakistan’s first dedicated rental ecosystem. Landlords get guaranteed rent on every 1st. Whereas Tenants get the option to pay in installments to manage their cash flows.
Overseas landlords manage everything — from anywhere on earth.
The Problem
Pakistan's rental market runs on WhatsApp Promises and without any Informal Infrastructure
Billions of rupees in rent move every month through cash hand-offs, bank transfers. phone calls, and delays. Everyone loses — except the problem.
Tenants fear eviction
Tight on cash at month-end, no flexible payment option, no record — one missed day and the landlord threatens to lock up.
Landlords chase payments
Hours lost every month on follow-up calls. No income visibility. Late payments disturb cash flows. Zero financial infrastructure.
Overseas landlords are blind
Pakistanis in the overseas own property back home hard to manage, chase rent, or trust anyone to manage remotely.
Zero rental credit history
Millions of timely rent payers build zero credit history. No formal record = no financial identity = invisible to banks.
How It Works
Simple for tenants.
Powerful for landlords.
Four steps to a rent system that runs itself.
Landlord/Tenant creates link
Landlord generates a unique rental link for their property in seconds.
Tenant/Landlord joins via link
Landlord shares a unique rental link. Tenant signs up, links their property in one tap.
Tenant auto-schedules rent
Tenant schedules payment from KirayaX EcoSystem — JazzCash, bank, or card. No-chase, no-call.
Landlords get guaranteed rent on 1st
Landlord gets automated guaranteed rental income. Tenant builds Tenant Score. History recorded forever.
Built For You
Three users. One wallet.
Never fear the 1st again
Tight schedule? Salary delayed? KirayaX gives you flexible payment scheduling, instant receipts, and a track record that proves you're reliable.
- ✓Schedule rent on your payday — not the landlord's deadline
- ✓Instant digital receipt — no more WhatsApp screenshots
- ✓Build a Tenant Score that works like a credit score
- ✓Never face eviction threats over payment timing again
Your income. Automated.
Stop being a rent collector. Start being a property owner. KirayaX handles reminders, confirmations, and records — so you don't have to.
- ✓Real-time payment dashboard across all properties
- ✓Automated late-payment alerts — no follow-up calls
- ✓Clean rental income history for tax and legal use
- ✓Screen tenants with verified Tenant Score data
Manage Pakistan from anywhere
Whether you're in Dubai, London, or Toronto — your rental income is visible, trackable, and secure. Full control. Zero geography.
- ✓Full portfolio view from any device, any timezone
- ✓Verified payment confirmation — no middleman trust issues
- ✓Appoint a property manager with limited access
- ✓Remittance-ready income reporting for overseas compliance
Platform Features
Not a wallet. A Rental Operating System.
Smart Payment Reminders
Automated alerts before due date — WhatsApp, SMS, and in-app. Tenants pay before you even think about it.
Tenant + LandlordDigital Rental Agreements
Create, sign, and store tenancy contracts inside KirayaX. Legally valid. Always accessible. Zero paperwork.
LandlordTenant Score™
Pakistan's first rental credit score. Built from payment history. Landlords trust it. A moat nobody else has.
Coming SoonIncome Analytics
Visual dashboard of rental income trends, occupancy rates, and late payment patterns across your full portfolio.
LandlordFlexible Pay Later
BNPL option for tenants — pay rent in installments within the month. Landlord gets full amount on day 1. Everyone wins.
TenantOverseas Dashboard
Multi-currency view, property manager delegation, and real-time rent confirmations. Built specifically for the diaspora.
OverseasEarly Voices
Real People. Real Relief.
Early Access
Be the first 1,000 on Pakistan's Rental Eco-System.
Join the waitlist. Get priority onboarding, zero fees for 6 months, and founding member status on your Tenant Score profile.
